Kevin Lum, CFP®
Retirement Made Simple is hosted by Kevin Lum, CFP® who runs Foundry Financial, LLC based in Los Angeles.
This channel is purely for educational purposes and nothing we say should be taken as financial or educational advice.
| Asked America.gov My Retirement Questions. Here's What Happened!
✅Free Strategy Session ✅ https://www.foundryfinancial.org/retirement-assessment The federal government runs more than 29,000 websites. If you've ever spent an afternoon jumping between SSA.gov, Medicare.gov and IRS.gov, you know how hard it is to find a simple answer. America.gov is a new site from ...
You Saved Enough. Now Turn It Into a Paycheck
✅Free Strategy Session ✅ https://www.foundryfinancial.org/retirement-assessment Creating a consistent retirement paycheck is the biggest financial shift you face after leaving the workforce. Most people receive thousands of paychecks during their career where taxes and expenses are handled automatic...
This One Mistake Could Cost You $1.6M in Lifetime Taxes
✅Free Strategy Session ✅ https://www.foundryfinancial.org/retirement-assessment Many investors prioritize tax-free interest, but that strategy often misses the full picture of your financial plan. This breakdown examines a $2 million portfolio to show how specific placement of your holdings changes ...
7 Retirement Rules to Abandon Before It's Too Late
✅Free Strategy Session ✅ https://www.foundryfinancial.org/retirement-assessment Standard retirement planning advice often relies on money rules that conflict as you near the finish line. Many people follow common financial goals like maxing out a 401k or paying off a mortgage, but these strategies c...
The Right Order to Withdraw From Your Accounts in Retirement
✅Free Strategy Session ✅ https://www.foundryfinancial.org/retirement-assessment?utm_source=youtube&utm_medium=longform&utm_campaign=where-to-withdraw-from&utm_content=description Most retirees don't realize the order they pull money from their accounts can cost them hundreds of thousands of dollars ...
They Almost Paid $3 Million in Taxes. One Change Saved $2 Million.
✅Free Strategy Session ✅ https://www.foundryfinancial.org/retirement-assessment?utm_source=youtube&utm_medium=longform&utm_campaign=three-m-tax-plan&utm_content=description If you have $3 million saved for retirement, you also have a silent partner: the IRS. Most people assume their tax bill in reti...
5 Sources of Tax-Free Income in Retirement
✅Free Strategy Session ✅ https://www.foundryfinancial.org/retirement-assessment?utm_source=youtube&utm_medium=longform&utm_campaign=five-source-tax-free-income-desc&utm_content=description Two neighbors. Same city. Same year. Same $95,000 withdrawn from retirement accounts. One paid $10,000 in feder...
If You Have a Pension, Most Retirement Advice Isn’t For You
✅Free Strategy Session ✅ https://www.foundryfinancial.org/retirement-assessment?utm_source=youtube&utm_medium=longform&utm_campaign=mike-pensions-desc&utm_content=description If you have a pension, you may be sitting on far more retirement firepower than you realize. Most people think about retireme...
4 Ways a Pension Should Reshape Your Retirement Plan
✅Free Strategy Session ✅ https://www.foundryfinancial.org/retirement-assessment?utm_source=youtube&utm_medium=longform&utm_campaign=mike-pensions-desc&utm_content=description If you have a pension, you may be sitting on far more retirement firepower than you realize. Most people think about retireme...
A Retirement Plan That Survives the Great Depression
✅Free Strategy Session ✅ https://www.foundryfinancial.org/retirement-assessment ✅Retirement Test ✅ https://caniretirenow.org/ Sam had $2 million saved, a spouse who just got laid off, and a boss pushing AI at work. He was exhausted. He'd run every retirement calculator he could find, and they all sa...